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Disclaimer

Disclaimer

Important Information About SeaMoneyTips

SeaMoneyTips is an independent personal finance blog providing general information and educational content about Singapore personal finance, banking, and investment topics. We are not a licensed financial adviser under the Financial Advisers Act (Cap. 110) of Singapore.

Not Financial Advice

All content on this website is for informational and educational purposes only. It should not be construed as professional financial advice, investment recommendations, or an offer to buy or sell any securities. Always consult with a licensed financial adviser or qualified professional before making any investment decisions.

No MAS License

SeaMoneyTips is not licensed, regulated, or endorsed by the Monetary Authority of Singapore (MAS). The information we provide is based on publicly available data and our own research. We do not hold any capital markets services licence under the Securities and Futures Act 2001.

Accuracy of Information

While we strive to keep information current and accurate, we make no representations or warranties about the completeness, accuracy, or reliability of any information on this site. Financial products, interest rates, and government schemes can change without notice. Always verify information with official sources such as:

Affiliate Disclosure

Some links on this website are affiliate links. This means we may earn a commission if you click on a link and make a purchase or sign up for a financial product. This comes at no additional cost to you. We only recommend products and services that we genuinely believe may be of value to our readers.

Past Performance

Past performance of any investment or financial product is not indicative of future results. All investments carry risk, including the potential loss of principal. Returns mentioned on this site are historical and not guaranteed.

Professional Consultation

Before making any financial decisions, we strongly recommend:

  • Consulting a licensed financial adviser
  • Reading the product prospectus or terms and conditions
  • Understanding the risks involved
  • Considering your personal financial situation and goals

Contact

If you have any questions about this disclaimer, please contact us.