When you use your CPF Ordinary Account (OA) savings to buy or service the mortgage on a property in Singapore, CPF treats that money as a loan from your retirement funds. This means that when…
Last updated: August 2026 | SeaMoneyTips What Is the SRS Withdrawal Tax Rule in Singapore? The Supplementary Retirement Scheme (SRS) is a voluntary savings scheme introduced by the Singapore government to encourage Singaporeans and Permanent…
Last updated: August 2026 | SeaMoneyTips Singapore CPF Withdrawal Age: In Singapore, the CPF withdrawal age is 55 for accessing your Ordinary Account and Special Account savings, and 65 for starting CPF LIFE monthly payouts.…
Last updated: August 2026 | SeaMoneyTips What Is a Certificate of Entitlement (COE) in Singapore? A Certificate of Entitlement, or COE, is a licence that gives you the legal right to own and use a…
Featured image: Ksenia Chernaya / Pexels.com Last updated: August 2026 | SeaMoneyTips Summary Yes, you can use your CPF Ordinary Account (OA) funds for property renovation in Singapore. The Housing Development Board (HDB) allows homeowners…
Last updated: August 2026 | SeaMoneyTips Summary CPF nomination is the legal process of naming who will receive your Central Provident Fund (CPF) savings when you pass away. Without a valid nomination, your CPF funds…
Last updated: August 2026 | SeaMoneyTips Summary Choosing the best credit card in Singapore for 2026 depends on your spending pattern. For pure cashback, the UOB Absolute Cashback Card leads with 1.5% unlimited cashback on…
Singapore CPF Retirement Sum Increase 2026: What Changed and How It Affects You | SeaMoneyTips Last updated: August 2026 | SeaMoneyTips Summary The Singapore CPF Board has announced new Retirement Sum figures for 2026, with…
Last updated: August 2026 | SeaMoneyTips Singapore CPF LIFE monthly payout is the cornerstone of retirement income for all CPF members. Since its launch in 2009, CPF LIFE has provided lifelong monthly payouts to over…
Last updated: August 2026 | SeaMoneyTips HDB vs Condo Investment Singapore 2026: HDB flats offer lower entry cost and guaranteed rental yield but come with restrictions like the Minimum Occupation Period (MOP). Condominiums provide higher…